Terms and Conditions

Effective Date: August 28, 2026

These Terms and Conditions ("Terms") govern your access to and use of https://attract-funding.com (the "Website") and the credit repair, credit consulting, and funding services offered by Attract Funding ("Attract Funding," "we," "us," or "our"). By accessing the Website or engaging our Services, you agree to be bound by these Terms. If you do not agree, please do not use the Website or our Services.

1. Description of Services

Attract Funding provides credit consulting and funding-related services intended to help clients understand and pursue options related to their credit profile and funding needs. Our Services do not constitute legal, financial, tax, or investment advice, and we do not guarantee approval for any funding, loan, or credit product, nor do we guarantee any specific improvement to a client's credit score or credit report.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use our Services. By engaging our Services, you represent that you meet these requirements and that all information you provide to us is accurate and complete.

3. No Guarantee of Results

Credit repair and funding outcomes depend on numerous factors outside our control, including but not limited to information reported by creditors and credit bureaus, individual credit history, and third-party lender criteria. We make no guarantee, warranty, or promise regarding specific results, credit score increases, item removals, or funding approval.

4. Client Right to Cancel

Consistent with applicable federal and state credit services organization laws, you have the right to cancel your contract for credit repair services, without penalty or obligation, at any time before midnight of the third business day after the date on which you signed a contract for services. Cancellation requests should be submitted in writing to the contact information listed in Section 14.

5. Fees and Payment

Fees for our Services will be disclosed to you in a separate service agreement prior to engagement. Where required by applicable law, we will not request or collect payment for credit repair services until the promised services have been fully performed. Any fees related to funding-consulting services will be disclosed in writing prior to any payment obligation.

6. Client Obligations

You agree to:

  • Provide accurate, current, and complete information necessary for us to perform the Services.

  • Promptly respond to requests for documentation or information.

  • Not use our Services for any unlawful or fraudulent purpose, including misrepresenting your identity or financial information to any creditor, lender, or credit bureau.

7. Description of SMS Program and Messaging Use Cases

By providing your phone number and opting in through a form on https://attract-funding.com or another intake form, you consent to receive text messages from Attract Funding related to the following use cases:

  • Appointment confirmations, reminders, and rescheduling notices.

  • Account and service status updates related to your engagement with us.

  • Customer support and follow-up communications.

  • Where you have separately opted in, promotional offers regarding our credit consulting and funding services.

Message frequency will vary depending on your interactions with us and the services requested.

8. Instructions to Opt Out (Text STOP)

You may cancel the SMS program and withdraw your consent at any time. Simply text "STOP" to the number you receive messages from. After you send "STOP," we will confirm your opt-out status with one final confirmation message, and you will no longer receive text messages from us unless you opt in again.

9. Support Contact Information

If you are experiencing issues with the SMS program or have questions at any time, text "HELP" to the number you receive messages from, or contact our support team directly:

10. Message and Data Rate Disclosures

Message and data rates may apply to any text messages sent or received in connection with our SMS program, depending on your mobile carrier and service plan. Please consult your mobile carrier's messaging plan for details on applicable rates and fees.

11. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages. Wireless carriers participating in this SMS program are not liable for delayed or undelivered messages. We do not guarantee message delivery timing and are not responsible for message delays caused by your wireless provider or device.

12. Age Restriction (18+)

You must be at least 18 years of age to participate in our SMS program and to use our Services. By opting in to receive text messages or otherwise engaging our Services, you represent and warrant that you are at least 18 years old.

13. Intellectual Property

All content on the Website, including text, graphics, logos, and design, is the property of Attract Funding or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Website content without our prior written consent.

14. Disclaimers

The Website and Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

15. Limitation of Liability

To the fullest extent permitted by law, Attract Funding and its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Website or Services, even if advised of the possibility of such damages.

16. Indemnification

You agree to indemnify and hold harmless Attract Funding and its owners, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Website or Services, your violation of these Terms, or your violation of any rights of a third party.

17. Termination

We reserve the right to suspend or terminate your access to the Website or our Services at any time, with or without cause or notice, including for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

18. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising under or relating to these Terms shall be resolved in the state or federal courts located in Florida, and you consent to the personal jurisdiction of such courts.

19. Links to Privacy Policy

Our collection, use, and handling of your personal information — including information collected through this SMS program — is further described in our Privacy Policy, available at https://attract-funding.com/privacy-policy. By using our Services or participating in our SMS program, you acknowledge that you have had the opportunity to review our Privacy Policy.

20. Contact Information

Questions about these Terms, or requests to cancel services, should be directed to:

21. Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by a revised "Effective Date," and continued use of the Website or Services after changes take effect constitutes acceptance of the revised Terms.


This document is provided as a general template only and does not constitute legal advice. Credit repair services are heavily regulated at both the federal level (including the Credit Repair Organizations Act) and state level (including Florida's Credit Services Organizations Act). We strongly recommend having these Terms and Conditions reviewed by a licensed attorney familiar with credit services regulation in your operating states before publishing or relying on them.